Long gone are the days of checking the mail to see if your paycheck arrived and then taking it down to your local bank to cash. Now it's direct deposit, mobile deposit1 and sending cash through social media platforms. Your whole life is digital; why shouldn't managing your finances be? Banking online has never been easier, thanks to banking apps like the one from Navy Federal Credit Union. (1)
Here are 5 ways to use your mobile banking app to make your life easier:
1. Check your balance
We know you already know this capability, but being able to check your balance while you're standing in line at the commissary is pretty magical. Regularly checking your balance helps you control your spending, and it's so much easier than keeping a running log on a spreadsheet or in the ledger of a checkbook. Seeing your transactions in a joint checking account is also incredibly helpful and can ensure you're not duplicating expenses.
Sure, checking your balance was pretty obvious, but did you know you can set up all sorts of notifications in your app? Choose to have them texted, emailed or pushed to you through the app and stay on top of everything happening with your money.
Want to know when you get paid? How about when you exceed a certain spending threshold? Or, would you like to be notified if your card is used outside the United States? We opt for all of the above—and you can, too, through Navy Federal Credit Union's app.
3. Send and receive money
Quickly and securely send money to friends and family using Zelle® (2) through your app. Money appears in minutes, and Zelle is super intuitive to use. A few buttons and you can pay your babysitter, split a lunch tab or pay your buddy back for the ten spot you borrowed at the gee dunk.
4. Bill pay
Paying your bills on time is critically important to maintaining and improving your credit score. Now, it's never been easier with bill pay features that let you easily receive and pay selected e-Bills from leading merchants without having to buy a stamp.
Perhaps the best part about this feature is the ability to schedule payments up to one year in advance. Remembering to pay your bill on time is easy when your app is like a slow cooker: set it and forget it.
5. Secure your stash of cash
The most important thing when it comes to your money is making sure it's safe. With two-factor account authentication and the ability to easily freeze and unfreeze your accounts, protecting yourself from fraud is at your fingertips.
Navy Federal Credit Union is also constantly improving functionality without compromising their well-known aesthetic and the super intuitive feel. In their latest release (v. 6.6.2), Navy Federal Credit Union took a deep dive into the app, making improvements to exceed member expectations.
Managing money can be hard, but it doesn't have to be. Use mobile banking to get your spending and saving on track. Your financial future has never looked so bright.
This post was presented by Navy Federal Credit Union.
1Message and data rates may apply. Terms and Conditions are available. 2Zelle is available to bank account holders in the U.S. only. To receive money in minutes, the recipient's email address or U.S. mobile number must already be enrolled with Zelle. Zelle and the Zelle-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.