U.S. Air Force/Airman 1st Class Matthew Gilmore

The military retirement system has recently been revamped in a big way. Instead of giving retirees the traditional 50% of base pay after 20 years of service, the new plan is a more complicated “blended system” — a mixture of a defined-benefit pension starting at 40% pay for 20 years' service, plus a 401K-style Thrift Savings Plan with matching contributions that individuals can take with them even if they leave the service early. That’s a big step forward, especially for the 83% of enlisted servicemembers who don’t stay long enough to earn the traditional 20-year pension.

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Benjamin Franklin nailed it when he said, "Fatigue is the best pillow." True story, Benny. There's nothing like pushing your body so far past exhaustion that you'd willingly, even longingly, take a nap on a concrete slab.

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And no one knows that better than military service members and we have the pictures to prove it.

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Photo by Patrick Gordon

MANAMA, Bahrain — Servicemembers must choose soon whether to keep their retirement plans or enroll in a new plan that more closely resembles those available in the private sector.

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