U.S. Army photo by Kari Hawkins.

In the fall of my senior year in high school, I found myself in the privileged position of figuring out how to pay for my college education. I was not so lucky as to have parents who could pay or even let me take a loan from their savings, so it came down to scholarships or loans. In my case, however, it was a foregone conclusion: I would be applying for a ROTC scholarship or going to a service academy.

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