Benjamin Franklin nailed it when he said, "Fatigue is the best pillow." True story, Benny. There's nothing like pushing your body so far past exhaustion that you'd willingly, even longingly, take a nap on a concrete slab.
In a perfect world, we’d all live below our means, save a significant portion of our paychecks, and stay out of debt. Unfortunately, that’s not the case. We make mistakes, fail to plan, and sometimes get into financial hot water.