Benjamin Franklin nailed it when he said, "Fatigue is the best pillow." True story, Benny. There's nothing like pushing your body so far past exhaustion that you'd willingly, even longingly, take a nap on a concrete slab.
Update, 10 AM EDT, April 26:Representatives for USAA and First Command Financial Services told T&P; that their banks will be offering similar protections to Navy Fed for its DoD employee members. Scroll to the end of this story for more details.