Lance Cpl. Aaron S. Patterson/U.S. Marine Corps

Alright, so you’re thinking about your long-term financial security. Maybe you’re tired of making the rounds like a MARPAT-clad Oliver Twist, cover in hand, begging for more, please, so you can afford your monthly phone bill and streaming service payment.

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NICHOLAS KAMM/AFP/Getty Images

I’m about to suggest something that would’ve been unthinkable to me as an E-3: Put yourself in the admiral’s shoes.

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Marines/Cpl. Todd F. Michalek

The day you join the military is the day you stop being an individual. In the military, “being an individual” is such a bad thing that it’s actually an insult, especially in recruit training. Whether you’re in the military for four years or 40, the work you do becomes your identity. Pilot, grunt, clerk; it’s not just your job description: It’s who you are. If you’d asked me to describe myself while I was in the military, the first words I’d have said were “Marine” and “pilot.”

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U.S. Air Force/Airman 1st Class Matthew Gilmore

The military retirement system has recently been revamped in a big way. Instead of giving retirees the traditional 50% of base pay after 20 years of service, the new plan is a more complicated “blended system” — a mixture of a defined-benefit pension starting at 40% pay for 20 years' service, plus a 401K-style Thrift Savings Plan with matching contributions that individuals can take with them even if they leave the service early. That’s a big step forward, especially for the 83% of enlisted servicemembers who don’t stay long enough to earn the traditional 20-year pension.

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Navy Petty Officer 2nd Class Dominique A. Pineiro

The Navy has announced it would cancel three early separation programs in order to retain sailors and increase the size of the fleet.

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