The holidays are just around the corner. Halloween, Thanksgiving, Hanukkah, Christmas, New Year…the list goes on. While that means block leave starting, shorter work days, and less time on base, it also means increased spending. Several months of it. The stress of juggling daily finances on top of seasonal extras can be more than enough to ruin anyone’s holiday spirit. There’s no shortage of things to celebrate, but your wallet can only stretch so far, even on a fixed military income.

That’s where Navy Federal Credit Union comes in, helping you put the cheer back into your festive season.

Our members have access to the amazing benefits of Navy Federal’s More Rewards credit card. When you open a new More Rewards card by January 1, you can earn 20,000 bonus points (worth $200) when you spend $2,000 within 90 days of account opening. That’s a lot of decorations!

The best part is that the card benefits are incredibly generous, allowing savvy NFCU members to also score 3X points at restaurants and on food delivery, which means less time in the kitchen.

If you prefer home-cooked meals, no worries, the More Rewards card also gets 3X points at supermarkets, as well as gas and transit costs. Plus, all other daily expenditures will net you 1X points toward that next big purchase, giving you the peace of mind to enjoy the things that really matter this year.

Since Navy Federal wants its members to have a choice when it comes to their credit cards, we also offer the cashRewards card for more flexibility on everyday purchases, earning up to 1.75% on all purchases when you have direct deposit with Navy Federal, and redeemed as soon as you earn. Plus, when you open a new cashRewards card by January 1, you can earn a $250 cash back bonus when you spend $2,500 within 90 days of opening the account.

If you’re like most Americans and live within a few miles of your local Walmart, members who use either their new More Rewards or cashRewards card to pay for an annual Walmart+ membership can also receive a one-time $98 statement credit. At a time of year when every little bit helps, Navy Federal cards, when used strategically, provide a significant cushion in your finances this holiday season.

If that wasn’t enough, all Navy Federal credit card owners also receive 24/7 access to stateside member reps, no balance transfer or foreign transaction fees, fraud notifications, a zero-liability policy for confirmed unauthorized transactions, and access to your credit score!

Talk about holiday cheer. We’ll just say “you’re welcome” in advance.

The season is meant to be enjoyed. Don’t let financial stress take your mind off the things that really matter. Family, friends, and food!

The Navy Federal cashRewards and More Rewards cards are available for new and existing members, so there’s no reason not to sign up. With great rates, immediate rewards redemption, and flexible spending opportunities, any of the Navy Federal card options are a phenomenal supplement to your holiday financial game plan this year.

So let us put the smile back on your face this season, so you can spend your time making those memories that will last a lifetime.

Click here to see which Navy Federal card is best for you and your needs today.

Happy Holidays!